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Our telephone number
0 800 000 7777
   
 

 

The population, that is actively engaged in business activities in various sectors of the economy and tends to improve their welfare, needs in borrowed funds. Depending on the clients' capabilities and their needs, the Company provides access to financial products and services such as:

  • Unsecured group loans;
  • Individual secured/unsecured loans.  

 


 

Loan

Interest rate

from 35 to 38,9 % per annum*

33,9% per annum*

from 30,9% to 36,9% per annum* 

from 33 to 36,9% per annum*

Additional interest

from 2% to 3,9% of loan amount

from 3,0% to 5,9% of loan amount

2,0% of loan amount

3% of loan amount

Currency

KGS

Period

from 3 to 18 months

from 5 to 18 months

from 3 to 18 months

Amount

from 10 000 KGS to 200 000 KGS per loanee

from 10 000 KGS to 50 000 KGS per loanee

Guarantee

  • Group solidarity

Loan purposes

  • New business launch
  • Current business development
  • Consumer needs

 

Requirements to loanees: 

  • Group of 3 to 5 people;
  • Capable individuals and private entrepreneurs;
  • The presence of a positive credit history.

Required documents: 

  • Passport (ID);
  • Сertificate on the family structure and Сertificate from the place of residence;
  • Incomes information.

 

*Unsecured Group loans Effective annual interest rate from 39,45%.

 


 

 

Loan

Interest rate

from 37 to 42,9 % per annum*

35,3% per annum*

  from 33,9% to 39,9% per annum*

from 35% to 40,9 % per annum*

from 12% to 27% per annum*

Additional interest

from 3,0% to 3,9% of loan amount

from 4,0% to 5,9% of loan amount

3,0% of loan amount 

from 3,0% to 3,5% of loan amount

1,5% of loan amount

Currency

KGS

Period

from 3 to 18 months

from 5 to 18 months

from 3 to 18 months

Amount

from 15 000 KGS to 65 000 KGS

from 15 000 KGS to 30 000 KGS

Guarantee

Guarantorship of 1 family member, living in the same house with loanee.

Loan purpose

  • New business launch
  • Current business development
  • Consumer needs

 

Requirements to loanees: 

  • Capable individuals and private entrepreneurs;
  • The presence of a positive credit history.

Requirements to guarantors: 

  • Capable individuals and private entrepreneurs.

Required documents: 

  • Passport (ID);
  • Сertificate on the family structure and Сertificate from the place of residence;
  • Incomes information.

 

*Individual Unsecured laons Effective annual interest rate from 14,91%.

 


 

 

 

BUSINESSMAN-FARMER

BUSINESSMAN-ENTREPRENEUR

Interest rate

from 19% to 30 % per annum*

 

Additional interest

1,5% of loan amount

 

Currency

KGS

 

Period

from 3 to 36 months

 

Amount

from 50 000 KGS to 900 000 KGS

 

Guarantee

  • Guarantorship;
  • Pledge.

Loan purpose

support and development of business in the sphere of agriculture: livestock, crop, aviculture, beekeeping, harvesting and processing of agricultural products etc.

support and development of business in the sphere of services, light industry, manufacturing, etc.

 

Requirements to loanee: 

  • Capable individuals and private entrepreneurs having active business;
  • The presence of a positive credit history.

Requirements to guarantor: 

  • Capable individuals and private entrepreneurs;
  • Source of income.

Required documents: 

  • Passport (ID);
  • Сertificate on the family structure and Сertificate from the place of residence;
  • Certificate on cattle and land allotment availability (for "BUSINESSMAN-FARMER" product);
  • Incomes information;
  • Certificates on pledge property;
  • Other documents.

 

*Individual Unsecured laons Effective annual interest rate from 22,05%.